Online Casinos That Accept Mastercard ??? USA August 2024

Author: Henri Ojala | Fact checker: Tommi Valtonen · Updated: · Ad Disclosure
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Key Takeaways:
Mastercard casinos offer a secure and convenient payment method to deposit and withdraw funds, with added benefits like great bonuses and a big variety of games.
Online casinos accept Mastercard credit, debit, and prepaid cards, and some offer loyalty points for customers using Mastercard.
While Mastercard transactions are safe and instant on legit online casinos, negatives include possible fees and declines by some banks.

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Mastercard Online Casinos

Mastercard casinos are online gambling platforms that accept Mastercard for deposits and withdrawals. Mastercard is a financial services company and payment provider processing transactions with debit, credit, and prepaid cards. The popularity of Mastercard online casinos is driven by the convenience and security Mastercard offers for online transactions.

All top online casinos accept Mastercard, and they provide a wide array of casino games ranging from slots and table games to live dealer games in addition to excellent welcome bonuses. All of the best online casinos that accept Mastercard have been licensed by appropriate authorities for real money play; social casinos are approved through diligent reviews of their operations.

Using Mastercard for online casino deposits and withdrawals has some benefits and drawbacks; in this overview of Mastercard online casinos, we walk you through all of the important details you need to know to easily manage your casino accounts with Mastercard.

Mastercard Casinos

Best Mastercard Casinos

There are two types of online casinos: real money online casinos and social or sweepstakes casinos. You can only play for real money in certain states, which is why social casinos have become very popular in states where the likes of DraftKings and BetMGM can’t operate.

The best Mastercard casinos offer a casino bonus with your first deposit, plenty of casino games, and charge no fees. You can pick the one you like the sound of the most, or you can sign up on all of them. Below are the top Mastercard online casinos in the U.S. for real money gambling:

  1. BetMGM Casino
    BetMGM has everything a gambler could ask for: plenty of casino games from numerous developers, sports betting, and the best no deposit bonus in the U.S.
  2. DraftKings Casino
    DraftKings has the most casino games in each state where they operate; the casino platform is available in CT, MI, NJ, PA, and WV.
  3. FanDuel Casino
    FanDuel is probably the most popular online casino that accepts Mastercard in the U.S. and they provide a ton of casino games and promos for users to enjoy.
  4. Fanatics Casino
    Fanatics offers a rare free spins bonus to new customers but they only accept Mastercard debit cards as a banking option.
  5. BetRivers Casino
    BetRivers is often overlooked but the platform provides a great user experience and there are frequent slot tournaments to participate in.

Here are the best sweeps casinos where you can play for free if you want to, but you can also make coin purchases using Mastercard as a banking method:

  1. Hello Millions Casino: Hello Millions is a newer social site with a superhero theme and great promos.
  2. McLuck Casino: McLuck is one of the most popular sites where you can play for free.
  3. High 5 Casino: High 5 has a great selection of slots from the developer High 5 Games.
  4. Zula Casino: Zula Casino has a great welcome bonus for new customers.
  5. RealPrize Casino: RealPrize offers free sweeps coins frequently.

Types of Mastercards

Mastercard provides an easy way to make secure deposits and withdrawals for online casino users. The types of Mastercards that can be used for online casino deposits are credit cards, debit cards, and prepaid cards; you can choose the type of card that suits your needs.

Credit Cards

Mastercard credit cards provide a line of credit to users, allowing them to make purchases up to a predetermined limit. However, bear in mind that some large banks, like Citi and Bank of America, don’t process gambling transactions with their Mastercard credit cards. This means that your transaction might be declined due to the policies of the issuing bank.

Despite these potential restrictions, many players still prefer using credit cards for the flexibility they offer in managing their casino funds, which is why credit card casinos are so prevalent.

Debit Cards

Mastercard debit card deposits are processed immediately, just like credit card transactions. The difference is that the funds are withdrawn from your bank account immediately, meaning you don’t have to worry about interest or fees. In addition, these bank cards are rarely declined since they are linked directly to a user’s account.

Prepaid Cards

A Mastercard prepaid card is a card with a set amount loaded by the customer. They are advantageous for players who want to control their spending and avoid the risks associated with linking their primary bank account to casino transactions. However, there are usually fees linked to loading prepaid cards.

Pros and Cons of Mastercard

Players can deposit funds securely and reliably without entering private banking details.

Many players are already familiar with credit card transactions, making the deposit process straightforward and user-friendly.

Deposits are usually instant, allowing players to start playing their favorite games within minutes.

Mastercard has high maximum deposit limits.

Mastercard is widely accepted on most gaming sites.

Credit card transactions for gambling might not qualify for rewards like cash back or travel points.

Some credit card agreements include fees on transactions.

Certain banks do not support credit and debit card transactions for online gambling, which can lead to declined deposits.

Not all online casinos permit withdrawals using Mastercard, requiring players to use alternative methods.

How to Deposit

Mastercard is a very common deposit method available on most online casinos in the U.S. To deposit funds using Mastercard, follow the step-by-step guide to ensure a smooth depositing process. Most deposits made with Mastercard are instant so you can start playing right after loading your bankroll.

While none of the casinos online we recommend charge fees for using a credit card to make a deposit, your card agreement might have fees for different transactions, so make sure to check it before choosing Mastercard as your payment method.

  1. Access Your Casino Account
    Log in to your online casino account to begin the deposit process. Navigate to the Banking or Cashier section from your account dashboard.
  2. Select Deposit Option
    Navigate to the deposit section within the cashier page of the casino to start the process of adding funds.
  3. Choose Mastercard
    From the available casino payment methods, select Mastercard to proceed with your deposit.
  4. Enter Deposit Amount
    Choose the amount or enter a specific number. Make sure it’s at least the minimum deposit required for the welcome bonus.
  5. Provide Card Details
    Enter your Mastercard details, including the card number, expiration date, and CVV security code, to complete the deposit. A confirmation code might be sent to your mobile device for two-factor authentication to further secure the transaction.

How to Withdraw

Mastercard withdrawals typically take 2 to 5 business days to process, with the average being around 2-3 days. Note that only a few online casinos offer Mastercard withdrawals, and these only apply to debit cards.

Instant withdrawals are not possible with Mastercard; the process generally takes a few business days. To initiate a Mastercard withdrawal to your bank account, follow the steps below.

  1. Log into your casino account.
  2. Once logged in, navigate to the Cashier or Banking section.
  3. Select the ‘Withdraw’ option to initiate a withdrawal request.
  4. Select Mastercard from the options (if it’s offered).
  5. Enter the amount you wish to withdraw (some casinos have a minimum withdrawal limit).
  6. Complete the request by clicking Submit.

Using Mastercard on Mobile Casinos

Mobile casinos that accept Mastercard provide seamless functionality for on-the-go gaming. The best gambling sites in the US are fully optimized for mobile use, ensuring that players can enjoy their favorite games from their smartphones or tablets.

Paying with Mastercard via mobile browser or app is straightforward and secure, allowing players to manage their casino accounts effortlessly. The process is identical to the one described above so you will not have any problems when depositing with Mastercard on mobile casinos.

You can download all of the Mastercard online casinos mentioned on this page from the Apple App Store and the Google Play Store for iOS and Android devices, respectively. Alternatively, most of the casino sites also work on mobile browsers.

Security Measures for Mastercard Users

Mastercard transactions are considered safe and secure, often featuring SSL encryption and other security measures that are built-in:

  • Zero Liability fraud protection ensures users are safeguarded against unauthorized purchases.
  • Mastercard’s Click to Pay feature provides a more secure way to pay online by eliminating the need for passwords.
  • Prepaid Mastercard cards are considered more secure by many as they are not linked to any bank account.
  • Mastercard advises users to monitor their accounts regularly and report any suspicious activities immediately to their financial institution.
  • Global Emergency Services by Mastercard offer 24-hour assistance with lost or stolen card reporting, emergency card replacement, and cash advances.
  • Mastercard SecureCode is an additional layer of security that requires a unique code for each transaction, protecting your card from unauthorized use.
  • Network Tokenization is a process that replaces your card details with a unique token, reducing the risk of fraud.

Alternative Payment Methods

There are several other payment options to choose from, for example if your bank blocks Mastercard deposit on gambling sites. Many are extremely common; for example, Visa casinos, eCheck casinos, and PayPal casinos are widely available.

Some sites offer American Express and Discover Card as deposit options but these aren’t as widely accepted as Mastercard.

Mobile payment solutions like Apple Pay and Google Pay are gaining popularity for their convenience in making instant deposits via smartphones, but withdrawal times can vary.

E-wallets like Venmo, Skrill, and Neteller online casinos generally offer the fastest transaction speeds for both deposits and withdrawals, making them ideal for players who prioritize quick access to funds. If you’d rather not register a new account for a standalone payment app, you can also opt for online banking via Trustly.

Tips for Safe Gambling

  • Opt for reviewed and licensed online casinos accepting Mastercard only to ensure a safe gambling experience.
  • Use a secure connection to protect your personal and financial information.
  • Avoid using public WiFi for financial transactions to enhance security.
  • Make sure to take advantage of Mastercard’s safety features like Zero Liability and SecureCode.
  • Regularly review your bank statements to spot unauthorized transactions promptly.

Last updated:

FAQ

Can I use Mastercard for both deposits and withdrawals at online casinos?
Yes, you can use Mastercard as a payment method for both deposits and withdrawals on some online casinos; Mastercard deposits are far more commonly accepted than withdrawals but there are some online casinos that accept debit cards withdrawals.
Are there any fees associated with using Mastercard at online casinos?
Legit and licensed online casinos don't charge fees but offshore casinos often do. Your bank might also charge fees on Mastercard transactions.
How long do Mastercard withdrawals take to process?
Mastercard withdrawals usually take 2-5 business days to process, but it ultimately depends on the specific casino's policies.
Is it safe to use Mastercard at online casinos?
Yes, using Mastercard at online casinos is safe due to the security measures like SecureCode and Zero Liability fraud protection.
Can I use a prepaid Mastercard for online casino deposits?
Yes, you can definitely use a prepaid Mastercard for online casino deposits.